Salon Insurance | Hair and Beauty Salon Insurance

INSURANCE FOR YOUR SALON

Are you a salon owner and in need of salon insurance? Whether you’re an experienced beautician, nail technician, hairdresser or barber with a salon, we can provide a range of insurance solutions for your salon. The Professional Beauty Direct salon insurance policy provides a range of treatment and liability insurance to cover yourself, any staff you might employ and your salon contents, including equipment and stock.

As a salon owner, we understand that you’re passionate about making your clients feel confident and good about themselves. We also recognise the importance of protecting your business so you can continue doing what you love. Our hair and beauty salon insurance enables you to evolve your cover as you grow and expand your treatment offering.

What does our hair and beauty salon insurance include?

Beauty is one of the fastest growing sectors, and it comes as no surprise as more and more people are investing in “self-care”, whether it be people looking for brow treatments, lash extensions, gel polish or holistic therapy, salon treatments are in high demand.

Our salon insurance can include:

Business interruption up to £450,000
Money and glass cover
Public, product and treatment liability up to £6,000,000
Employers' liability up to £10,000,000
Treatment cover for advanced treatments such as Cryolipolysis and Microblading (at an additional charge)

Our salon liability insurance policies cover specific treatments that you are qualified specialists in, however, advanced treatments such as Laser, Mesotherapy and more can be added onto your policy at an additional cost. Policy limits and exclusions may apply, please see the policy wording for full terms and conditions.

What types of salons do we insure?

As we have an extensive beauty, hair and nail insurance treatment list, we are able to provide a range of insurance cover for a variety of salons. These may include, but not be limited to:

Our insurance covers:

Treatment liability insurance, if you are fully qualified and adhere to the terms and conditions in the policy wording, the treatment you carry out is covered if injury occurs to your client or they have a reaction to the treatment (subject to policy terms)
Public liability insurance, for the policy holder’s salon premises. For third party property damage the policy excess is £250 (subject to policy terms) Product liability insurance, in the event that you sell products to clients which you’ve used or recommended during their treatment and that product turns out to be faulty or cause a reaction (subject to policy terms)

What other insurance do we do?

At Professional Beauty Direct we provide a wide array of salon and self-employed insurance for beauty therapists, nail technicians, barbers and hairdressers and stylists. Whether you’re a self-employed individual, freelance or mobile beautician or work within a salon or barbershop, our team can help provide advice on available insurance cover.

Our treatment insurance covers can include:

How can Professional Beauty Direct Help?

We understand it can be a challenging task finding appropriate insurance, that’s why we have a dedicated team to support you.

If you’re interested in any insurance policies and would like to speak to someone from our team, please do not hesitate to get in touch, call us on 03456 058 670 or email info@professionalbeautydirect.co.uk.

*Free 12-month Professional Beauty magazine membership available with eligible policies. Includes 10 issues per year. Free magazine membership subscription available to UK residents only. Full Terms & Conditions.
** As of July 2026. £291.57 (including fee and insurance premium tax) for our Beauty Salon minimum premium, £246.31 (including fee and insurance premium tax) for Hair salon insurance and £202.70 (including fee and insurance premium tax) for Nail salon insurance. Prices are based on postcode, level of contents sum insured and any additional optional extras selected. Eligibility criteria can include minimum security, claims history, county court judgements, bankruptcies, individual voluntary arrangements, and criminal convictions. Policy limits and exclusions may apply, please see the policy wording for full terms and conditions.

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